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Tips For Insuring Your IT Company

Protecting your business and establishing a risk management program is vital for many enterprises, including IT companies. Commercial insurance in Peoria, AZ, can help mitigate damages should any professional issues arise. There are several insurance options for IT companies, including:

Professional Liability

Your professional advice is vital, but it can also be a liability should it cause your client problems. If they insist your advice was misguided, you could be held responsible. Professional liability insurance can minimize the impact on your operations.

Cyber Liability

Often IT companies assist in setting up servers, phones, computers, Wi-Fi, and other services. However, if the client ever gets hacked, your company could be on the hook. Cyber liability covers this possibility and secures your interests.

Business Interruption

Natural disasters, pandemics, and situations out of your control are a genuine concern. Protecting your business from an interruption means you may be able to save your company from insolvency.

Employment Practice Liability (EPLI)

Employees are valuable, but they come with certain liabilities. EPLI can safeguard against accusations of discrimination, wrongful termination, and harassment.

Business Personal Property (BPP)

Your IT company will have inventory. It can include servers, cabling, and ancillary equipment that often has no coverage under a liability policy. Commercial insurance like BPP can cover these items.

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