Your Valuable

Posts made in May 2021

brown tabby cat

Is Your Home Safe from Pet Damage?

Including an animal companion in your life, no matter what the species, is a significant decision and new owners need to be aware of their responsibilities. Homeowners’ insurance in Peoria, AZ, doesn’t usually include coverage for damage done by your pet. However, you can take steps to protect your residence from too much attention from a bored dog or cat.

Make Your Match

The right pet can make all the difference, so be sure to research your options. Some animals require very little maintenance, and some require a lot. Knowing what to expect from your new friend is essential.

Daily Exercise

When it comes to dogs, the contrast between couch potatoes and high-intensity drive is significant, so knowing how much exercise they need is crucial.

Consistent Training

Consistency is key in just about everything, and training an animal is no different. Keeping your pet safe and your possessions undamaged starts with good behavioral habits.

Pet Proofing

Puppies and kittens get into everything. You can protect your furniture, garbage cans, and hazardous items from their curiosity with diligence and caution.

Crating & Confinement

Although putting your new friend in a crate may seem harsh, most pets actually feel more secure in a confined space. Crate-training your dog can go a long way to keeping them safe while you’re away.

Homeowners’ insurance won’t replace your electrical cords or prevent your pet from staining the rug. It’s up to you to ensure safe and healthy conditions for everyone’s peace of mind.

IT professional

Tips For Insuring Your IT Company

Protecting your business and establishing a risk management program is vital for many enterprises, including IT companies. Commercial insurance in Peoria, AZ, can help mitigate damages should any professional issues arise. There are several insurance options for IT companies, including:

Professional Liability

Your professional advice is vital, but it can also be a liability should it cause your client problems. If they insist your advice was misguided, you could be held responsible. Professional liability insurance can minimize the impact on your operations.

Cyber Liability

Often IT companies assist in setting up servers, phones, computers, Wi-Fi, and other services. However, if the client ever gets hacked, your company could be on the hook. Cyber liability covers this possibility and secures your interests.

Business Interruption

Natural disasters, pandemics, and situations out of your control are a genuine concern. Protecting your business from an interruption means you may be able to save your company from insolvency.

Employment Practice Liability (EPLI)

Employees are valuable, but they come with certain liabilities. EPLI can safeguard against accusations of discrimination, wrongful termination, and harassment.

Business Personal Property (BPP)

Your IT company will have inventory. It can include servers, cabling, and ancillary equipment that often has no coverage under a liability policy. Commercial insurance like BPP can cover these items.


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