Buying your first home also means insuring a home for the first time. Get the best deal possible on your policy by doing your research and preparing ahead of time. Here are some tips for saving money when you’re shopping for homeowners’ insurance in Glendale, AZ.
Don’t Wait Until the Last Minute
Shopping for an insurance policy isn’t nearly as exciting as shopping for your dream home. However, make sure you get started early so that you don’t feel pressured to choose the first plan that sounds good. When you wait until the very end of the home buying process, you won’t have as much time (or energy) to do the necessary research for finding the best deal.
Use an Insurance Agent
If you’re like most people, you don’t know much about homeowners’ insurance. An insurance agent, however, has all the industry knowledge you need. With an agent on your side, you’ll not only save time but also you can have greater confidence in your ultimate policy choice.
Establish Your Insurance History
Insurance companies judge you based on how much of a “risk” they think you are. If you have an established no-claims history, you’re more likely to get a good deal. The best way to establish this history is to have renter’s insurance for a few years before buying a home. However, if you lived with someone who had homeowners’ insurance, you may be able to establish a history through their company.