Posts made in January 2019

When you finance a car, you must arrange an auto insurance policy before you leave the dealership. However, buying a home is a little bit different. While you may not be required to have homeowners insurance, it is still in your best interest to find the best insurance agents in Glendale, AZ, after you have secured your new house.

Research Consumer Ratings
Simply put, some insurers provide better satisfaction than others when it comes to handling claims. Should something happen, you can help ensure that your settlement will not be too small by choosing a company that has (at least) mostly-positive ratings from customers that have filed claims.

Research Common Claims in Your Area
Before securing an insurance policy, it may be a good idea to research some claims that have been made in nearby areas. Knowing what challenges the homeowners in your area most commonly face, such as water damage or fire/lightning damage, can help you make a smarter financial decision with an insurance agency that can work with your specific needs.

Compare Rates
While your mortgage lender will likely recommend a particular insurance company, this will not help you with getting the best rate. If you work with a trusted insurance agent in your area, the shopping and comparing of plans will be done for you – saving you both time and money.

Residents of Arizona are well aware that a car is a necessity to successfully living in The Grand Canyon State. The requirements regarding coverage are apparent, but it is important to speak with a qualified insurance agent to know which additional coverage is right for you and how much more that will cost.

While Bodily Injury Liability Coverage, Property Damage Liability Coverage, and both Uninsured and Underinsured Motorist Bodily Injury Coverage is required of drivers in Arizona, you may want to look into additional coverage.

Compare Prices and Ask for Discounts
Car insurance in Arizona is a requirement, but it doesn’t mean that you have to break the bank to afford it. Before you sign with the first insurance company able to obtain coverage for your car, it is essential to do some research to ensure you are not paying an arm and a leg for a policy.

Increase Your Deductibles
Increasing your deductible can substantially help reduce the costs associated with your auto insurance in Glendale, AZ. By increasing your deductible, your collision and comprehensive costs will be reduced.

Because car insurance is a requirement to drive a vehicle, you will want to do whatever you can to reduce the costs so that you can maintain affordable and reasonable car insurance premiums. To find the best insurance plan to suit your commercial needs, contact the agents at Henderson Anderson Insurance today at (866) 241-9005.