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What to Do if You Get in an Accident with an Uninsured Driver

In almost every state, drivers are required to have a minimum amount of liability car insurance. Unfortunately, that doesn’t mean every driver on the road is following the laws. You might be surprised to find out that about one in eight drivers actually do not have auto insurance in Peoria, AZ. And if these drivers are ignoring this law, there is a good chance they are ignoring other traffic laws as well.

So what do you do when you are in an accident with an uninsured driver? As a savvy driver, you want to do everything you can to protect yourself. The first steps should be to call the police, swap information, and gather as many details and pictures as you can of the vehicles involved in the crash. It is also important for you to not accept any money from the uninsured driver–even if it seems like a good deal.

Once you have all of the information you can gather, it is time to contact your insurance company. Make sure you tell them right away that you were hit by an uninsured driver. This will affect the entire claim process. Also, make sure that you get a police report since the driver is uninsured–you will need that later.

When you are working with a good insurance company, you can rest easy knowing that your agent is going to work diligently to make sure your claims process is as hassle-free as possible. The more information you are able to give your agent, the smoother everything will be for you and your claim. You shouldn’t have to pay for someone else’s mistake–especially if they aren’t insured!


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