Should You Choose Liability or Full-Coverage Auto-Insurance in Glendale, AZ

To buy the right auto insurance in Glendale, AZ, there are many topics to consider for your situation. One of the most important decisions will be whether you should buy liability or full coverage insurance. Here are a few different considerations regarding Liability vs. Full Coverage auto insurance coverage.

What is Liability Insurance?

Liability Insurance covers the potential cost of any kind of damage that you may cause to other people while driving. It includes property damage, medical care and repair cost of the vehicle, and much more. The minimum amount of liability coverage is different in some States. Make sure you research what is relevant in your state.

What Is Full Coverage Insurance?

Full Coverage gives you two kinds of auto insurance coverage such as Collision and Comprehensive insurance as well. Collision insurance covers damages while you’re driving, whereas comprehensive insurance covers vehicle damage other than when driving, such as theft, extreme weather, or vandalism.

Do You Need Full Coverage?

To decide whether to take full coverage auto insurance or not, you can use some simple math regarding the age of your vehicle. If your vehicle is more than ten years old, you may not need it. Spend a solid amount of time doing some calculations of the cost of Full Coverage plus add on insurances like Extended Coverage or Personal Injury Protection (PIP) to make the right choice for you.