Your homeowners’ insurance in Peoria, AZ, covers plenty of different things, but there are some situations not typically covered under a general home insurance plan that you can add-on to your coverage. Your insurance agent can help you determine which specific add-ons make the most sense for your needs. Here are the top three add-ons to homeowners’ insurance policies.
Underground Sewer Lines
Underground utility lines bring services to your home, but you are responsible for any damage that happens to the lines on your property as the homeowner. Whether the damage is caused by tree roots or the age of service lines, it’s not covered under general homeowners’ insurance. Adding this can be helpful if you live in an older property that may have dated systems.
Drain and Sewer Back-Up
If a municipal drainage system overflows, the water can back up into your home and cause significant flood damage, inconvenience, and health concerns. This damage can be expensive to repair, and adding this protection to your homeowners’ insurance can give you peace of mind.
Depending on the composition of the ground around your property, your home could be susceptible to sinkholes. If you add this type of endorsement to your homeowner’s insurance policy, then you won’t have to face this expense on your own.