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Adding Your Child to Your Car Insurance Policy

teenage girl behind the wheel of a carPassing the car keys to your teenager is as exciting for them as it is terrifying for you. Before your child gets behind the wheel, though, it’s well worth your time to research your insurance options. This can help allay your fears, as well as keep you and your teen informed going forward.

A good first step is determining whether your child needs to be added to your insurance policy when they get their learner permit or when they get their license. This varies by insurer, so be sure to talk directly with a representative to be certain.

Many families simply add their teens to their existing auto insurance in Glendale, AZ, but it’s a good idea to shop around for cheaper plans. Your current insurer may not be able to add your teen as affordably as another insurer. Switching could help you save in the long run.

Finally, take time to ensure you’re on the same page with your child regarding the coverage and your expectations. Good drivers are often eligible for discounts thanks to their clean records, and as your son or daughter grows older, they may want to take advantage of such discounts when they get their own policies. Reinforcing the importance of safe driving from an early age benefits you both.

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